🇳🇬 Official Clinical Reference

Nigeria State Health Insurance & EMR Architecture Guide

The definitive national guide for clinic directors, hospital administrators, and medical officers on navigating mandatory State Health Insurance Schemes (SHIS), eliminating HMO deductions, and implementing offline-first digital records across all 36 Nigerian States and Abuja FCT.

Flagship Metropolitan Healthcare Hubs

Explore detailed clinic operational guides and local health insurance workflows for Nigeria's largest private healthcare markets:

National Directory: All 36 States + FCT Health Schemes

Under the National Health Insurance Authority (NHIA) Act 2022, health insurance is mandatory for all residents. Private clinics and hospitals must align their clinical billing with state-level agencies:

State & Geopolitical Zone Primary Urban Hub State Health Insurance Agency (SHIS) Primary Clinical Focus DokiTab Compatibility
Lagos State
South West
Lagos LASHMA (Ilera Eko) High-volume private multi-specialty hospitals, HMO diagnostic centers, dental practices, and outpatient fertility clinics ✅ Certified Ready
Federal Capital Territory
North Central
Abuja FHIS (FCT Health Insurance Scheme) Diplomatic health clinics, federal referral centers, private surgical hospitals, and specialized pediatric centers ✅ Certified Ready
Rivers State
South South
Port Harcourt RIVCHS (Rivers State Contributory Health Protection Programme) Occupational health clinics, offshore medical services, multi-specialty surgical centers, and emergency trauma centers ✅ Certified Ready
Kano State
North West
Kano KSCHMA (Kano State Contributory Healthcare Management Agency) High-volume outpatient clinics, maternity centers, community diagnostic laboratories, and pediatric practices ✅ Certified Ready
Oyo State
South West
Ibadan OYSHIA (Oyo State Health Insurance Agency) Private general practices, academic teaching facility satellite centers, eye clinics, and diagnostic labs ✅ Certified Ready
Enugu State
South East
Enugu ENCHMA (Enugu State Universal Health Coverage Scheme) Orthopedic surgery centers, specialist maternity homes, dental practices, and private diagnostic laboratories ✅ Certified Ready
Anambra State
South East
Awka ASHIA (Anambra State Health Insurance Agency) Busy commercial outpatient centers, private surgical suites, eye clinics, and retail pharmacy networks ✅ Certified Ready
Delta State
South South
Asaba DSCHMA (Delta State Contributory Health Commission) Private oilfield referral clinics, maternity centers, diagnostic ultrasound labs, and community pharmacies ✅ Certified Ready
Kaduna State
North West
Kaduna KADCHMA (Kaduna State Contributory Health Management Authority) Specialist eye clinics, private general hospitals, military and paramilitary healthcare, and community health centers ✅ Certified Ready
Edo State
South South
Benin City EDHIS (Edo State Health Insurance Scheme) Private fertility clinics, diagnostic ultrasound centers, general surgical clinics, and community pharmacies ✅ Certified Ready
Ogun State
South West
Abeokuta OGHIS (Ogun State Health Insurance Scheme) Industrial occupational clinics, private maternity homes, community diagnostic centers, and eye clinics ✅ Certified Ready
Plateau State
North Central
Jos PLASCHMA (Plateau State Contributory Healthcare Management Agency) Faith-based hospitals, private multi-specialty practices, orthopedic facilities, and community health centers ✅ Certified Ready
Akwa Ibom State
South South
Uyo AKSHIA (Akwa Ibom State Health Insurance Agency) Modern specialist clinics, diagnostic imaging centers, private maternity suites, and pediatric practices ✅ Certified Ready
Imo State
South East
Owerri IMSCHMA (Imo State Health Insurance Agency) Private surgical clinics, specialist eye centers, community maternity homes, and ultrasound diagnostics ✅ Certified Ready
Abia State
South East
Umuahia ABIA-SHIA (Abia State Health Insurance Agency) High-volume private outpatient clinics, orthopedic bone centers, pharmacy chains, and maternity clinics ✅ Certified Ready
Ondo State
South West
Akure ODCHS (Orange Health Insurance Scheme) Maternal and child health hospitals, private medical centers, diagnostic ultrasound labs, and community pharmacies ✅ Certified Ready
Osun State
South West
Osogbo OSHIA (Osun State Health Insurance Agency) Private family clinics, dental surgeries, diagnostic imaging facilities, and pharmaceutical stores ✅ Certified Ready
Kwara State
North Central
Ilorin KwaraCare (Kwara State Health Insurance Agency) Specialist eye clinics, private general hospitals, community diagnostic labs, and maternity centers ✅ Certified Ready
Benue State
North Central
Makurdi BNCHMA (Benue State Contributory Health Management Agency) Mission and private hospitals, infectious disease screening, diagnostic labs, and general surgery ✅ Certified Ready
Borno State
North East
Maiduguri BOSCHMA (Borno State Contributory Healthcare Management Agency) Emergency trauma centers, humanitarian clinic partners, outpatient primary care, and pharmacies ✅ Certified Ready
Bauchi State
North East
Bauchi BASHMA (Bauchi State Health Contributory Management Agency) Private general clinics, maternity homes, retail pharmacies, and ultrasound imaging centers ✅ Certified Ready
Sokoto State
North West
Sokoto SOCHMA (Sokoto State Contributory Healthcare Management Agency) Outpatient primary healthcare, private surgical clinics, diagnostic laboratories, and maternity centers ✅ Certified Ready
Katsina State
North West
Katsina KTSCHMA (Katsina State Contributory Healthcare Management Agency) Community clinics, specialist maternal centers, commercial diagnostic labs, and retail pharmacies ✅ Certified Ready
Niger State
North Central
Minna NiCare (Niger State Contributory Health Scheme) General medical practices, trauma surgery clinics, private diagnostic labs, and maternity centers ✅ Certified Ready
Adamawa State
North East
Yola ADCHMA (Adamawa State Contributory Health Management Agency) Private surgical hospitals, community clinics, diagnostic laboratories, and specialist pharmacies ✅ Certified Ready
Cross River State
South South
Calabar CRSHIA (Ayadecare) Private surgical clinics, pediatric centers, diagnostic laboratories, and dental clinics ✅ Certified Ready
Taraba State
North East
Jalingo TSCHMA (Taraba State Contributory Health Management Agency) General medical practices, mission hospitals, community maternity clinics, and diagnostic labs ✅ Certified Ready
Kebbi State
North West
Birnin Kebbi KECHMA (Kebbi State Contributory Healthcare Management Agency) Maternal health clinics, general outpatient centers, commercial labs, and community pharmacies ✅ Certified Ready
Zamfara State
North West
Gusau ZAMCHMA (Zamfara State Contributory Healthcare Management Agency) Emergency trauma centers, outpatient clinics, retail pharmacies, and maternal health units ✅ Certified Ready
Yobe State
North East
Damaturu YSCHMA (Yobe State Contributory Healthcare Management Agency) Primary healthcare centers, private general hospitals, commercial diagnostic labs, and pharmacies ✅ Certified Ready
Jigawa State
North West
Dutse JICHMA (Jigawa State Contributory Healthcare Management Agency) Maternity and child clinics, general outpatient centers, diagnostic ultrasound labs, and community pharmacies ✅ Certified Ready
Gombe State
North East
Gombe GoHealth (Gombe State Contributory Healthcare Management Agency) Private multi-specialty practices, eye centers, diagnostic laboratories, and retail pharmacies ✅ Certified Ready
Nasarawa State
North Central
Lafia NASCHMA (Nasarawa State Health Insurance Agency) High-volume commuter outpatient clinics, maternity homes, surgical centers, and diagnostic labs ✅ Certified Ready
Kogi State
North Central
Lokoja KGCHMA (Kogi State Health Insurance Agency) Private general hospitals, diagnostic imaging centers, eye clinics, and community pharmacies ✅ Certified Ready
Ekiti State
South West
Ado-Ekiti EKHIS (Ekiti State Health Insurance Scheme) Private specialist clinics, maternal centers, dental surgeries, and diagnostic laboratories ✅ Certified Ready
Bayelsa State
South South
Yenagoa BYHIA (Bayelsa State Health Insurance Scheme) Riverine community clinics, private specialist hospitals, diagnostic labs, and maternal centers ✅ Certified Ready
Ebonyi State
South East
Abakaliki EBSHIA (Ebonyi State Health Insurance Agency) Mission and private hospitals, diagnostic ultrasound clinics, and community pharmacies ✅ Certified Ready

Why Offline-First EMR is Essential for Nigerian Healthcare

Across Nigeria, healthcare facilities face erratic power supply, fluctuating diesel fuel costs, and intermittent fiber or mobile data connectivity. Cloud-only EMR systems that lock doctors out whenever the internet disconnects are dangerous in clinical environments.

DokiTab solves this through a resilient offline-first architecture. Clinical staff can record vitals, nursing handover notes, drug administrations, and billing transactions on standard low-power tablets (5W). All data is cached locally in an encrypted SQLite database and automatically synchronizes to the cloud when connectivity returns.

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